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“Just say ‘No’” isn’t as simple as it seems.

Undoubted you’ve heard the advice “Just Say No” to things when you’re feeling overwhelmed. In actuality, saying “no” to life and its opportunities is a resistive, defensive and negative attitude producing additional stress. This stress management presentation shares fun, practical and life-changing tips on ways to say “YES” to things — on your own terms.

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Setting expectations: A positive defense against moochers

Today’s economy is certainly making most people anxious. In these desperate times, the positive frugal, thrifty and cautious nature can be taken a tad too far. Without knowing, this singular cost-conscious attention morphs turns to mooching or taking advantage of friends and family. Use this tips to avoid being either the moocher or the enabler.

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